ASSETS BANKING
NESTLING THE DEXTERITY OF INVESTMENT, MUTUAL FUNDS, INSURANCE, STOCK TRADING, REAL ESTATE AND TAXATION UNDER ITS WING
Cruising to emerge as the one-stop solution for various financial needs, Assets Banking initiated its voyage in 2013, which turned out to be a momentous beginning of the brand’s journey of evolving as a renowned Wealth Management company and facilitator of integrated financial solutions to Defence officers, HNI Individuals, units, trusts, and institutions.
Nurtured by the core values of commitment and maximum safety for clients, Assets Banking has positioned itself as a pioneered financial expert that stringently follows the rules and regulations led by the Securities Exchange Board of India (SEBI). Working scenario of Wealth Management company In Stock market, Past crash looks Opportunity and Future crash looks Risk.
A Wealth Management company works on basis of future opportunity and to meet clients Objective. Wealth Manager is a pilot who carries dreams, desires, goals and objective of investors. Expertise of wealth manager and trust of investors are factors of safe landing to destination and meeting their financial goals.
A Wealth Manager went to Car Mechanic to repair his car. The Car Mechanic took 2 hrs to repair his car and charged Rs 500/- . Car Mechanic said “ Sir, My monthly income is Rs 25k and for same time duration you work and earn around Rs 1 to 1.5 Lakhs per month”. Wealth Manager replied – “ Try to Repair the car when it is running on the Highway”!
Just like we work in the live market” Risk handling ability and Implementing Right strategy at Right time by wealth managers cannot be compared with any other profession. Nestled in Pune & Delhi, Assets Banking has established its prowess as a trusted Wealth Management company for providing unbiased customised financial advice related to Investment, Mutual funds, Insurance, Share Trading, Real Estate and Taxation.
Its core competency lies in providing specialized financial portfolio management to Indian Defence Officers & veterans and HNI Individual / Corporate for the past 10 years. A brand promoted by Yashraj Assets Distribution Pvt. Ltd.; the corporation currently manages portfolios of more than 700 clients pan India.
Its rich clientele includes Serving / Retired Defence & Govt. Officers, Defence Establishment and Trusts – Paraplegic Rehabilitation Centre (PRC), Army Institute of Technology, Bombay Engineering group. They also manage portfolios of Corporate firms, HNI Individuals, business classes and professionals. In addition to Pan India, there are several NRI clients from countries like Dubai, Australia, Germany, New Zealand, the United States, Canada, UK etc.
The client’s ability to trust and believe in the organisation is of utmost importance. Spearheading towards new heights, the management team envisions reaching out to more individuals to support them in growing their investments and opening up its offices in other parts of the nation in the coming year to expand its wings and provide its clients with another touch point
Vision & Values: “You Grow, We Grow”
Assets Banking is blessed to have an excellent team that adheres to the organisation’s key mantra — “Growth and Safety”; to safeguard client investments from risk and foster growth to achieve clients’ goals. They follow 2 key values:
• Growth – Commitment to present well-analyzed research for steady returns.
• Safety – Objective-oriented investment as per SEBI guidelines
At Assets Banking, their mission is to ensure customer satisfaction by offering a one-stop destination for all asset class. The company follows a very robust mechanism of risk profiling and understanding client requirements to derive customised solutions. Further portfolio management is done through regular client meetings and rebalancing when necessary.
Key Factors that Make Assets Banking a Blue Diamond in the Financial Services
The distinctiveness of Assets Banking is to offer thoroughly researched products before suggesting them to clients. They have a team of Charted accountants, Certified financial Planner and Research analysts who does analysis of various financial products. The right strategy at the right time is the uniqueness of Assets Banking. Stock market and Mutual fund products are very dynamic, it’s require lot of strategy and timely implementation.
Their company uses various strategy like PEG Ratio, Pivot table, Fibonacci retracement series, Debt to Equity ratio and various Fundamental and Technical analysis for stocks and mutual funds. F &O Derivative data analysis like Short Straddle, Long Strangle, Verticle Spread, Butterfly Spread etc is used in Technical Analysis.
Uniqueness of company :
• Cost-effective and well-researched advice
• Proper Risk Management to achieve objectives.
• No Extra charges to Clients and Prompt Customer services
• Service coverage all over India
• Dedicated services for defence officers
One-stop Solution for Different Financial Needs
Developing into a one-stop solution, Assets Banking provides a comprehensive range of solutions to meet all financial needs in the areas of investment, insurance, loans, real estate, and taxation while ensuring a high level of service, knowledge, and focus throughout the association.
• Customize Portfolio Management: They provide clients with complete and customised portfolio management, which involves designing and aligning a portfolio to the client’s financial goals and objectives. There is a careful balance between suggestions of suitable products that match the client’s risk appetite and the tax implications.
• EMSS / PMSS : The company opens Demat and trading accounts for customers and offers Equity Management Specialized Service and Portfolio Management Specialized Services for HNI and Ultra HNI customers.
• Fixed Deposits / Bonds: FD / Bonds solutions that offer the same level of safety as a bank but at a higher interest rate.
• Mutual Funds: They offer carefully well-researched Mutual Funds and SIP choices from leading businesses. Customers have the option of investing by lump payment or SIP, depending on their convenience.
• Insurance: They provide the right insurance in the area of interest and need, such as term life, health, pension plans, car, house etc., through a thorough analysis and unbiased approach.
• Taxation: All tax concerns are handled with the utmost care by the knowledgeable and skilled staff of CAs with nominal Charted accountant fees.
• Real Estate: They provide real estate advisory services to buy and sell real estate in Pune & Delhi NCR.
Financial Awareness Seminars – To Educate about the Importance of Financial Planning
Assets Banking actively organises financial awareness seminars and presentations for Defense officers / professionals in various Regiments & Institutes. The following organisations have hosted officers’ seminars:
• AG Branch Retiring officer’s seminar, Manekshaw Auditorium, Delhi
• HQ Southern Command, Pune
• Dakshin Maharashtra Sub Area, Pune
• Institute of Co-operative Management, Pune
• HQ Army Western Command, Chandimandir, Chandigarh
• College of Defence Management, Secunderabad
• Naval wives’ welfare Association, Delhi
• Army Wife Welfare Association, Pune
• Financial Seminars for Armed forces conducted on Kargil Diwas –TV9 Channel
Keep Up with Technical Evolution
Assets Banking has been using an online transaction platform from 2013, making them one of the very few businesses throughout the Covid-19 period to be successful in onboarding customers for online investment. Their cutting-edge technology and ability to predict the future allowed them to outperform the competition.
The corporation offers clients (domestic and international) 100% online support from the initial conversation, till the financial portfolio’s complete execution. Their server works on BSE platform for all transactions. BSE is most trusted platform in India in terms of Safety and security for financial transactions. Clients need a trustworthy wealth manager who can fulfill their goals and objectives regardless of the location.
Financial Planning & Portfolio Management Process at Assets Banking
Initial Meeting : It’s a introductory meeting about knowing about clients. They give information about their needs, wishes, dreams, and aspirations. The client’s income, expenses, current liabilities, previous investment information are all carefully gathered.
Risk analysis and Evaluation: The client’s risk profile is created. In developing the future strategy, they take into account the client’s life stage, personal values, and economic variables based on the analysis.
Plan Presentation: Asset allocation decisions are taken into account, and appropriate products are included in portfolio plan in accordance with risk assessments. Any changes can be made based on the discussion with the clients.
Execution of Financial Plan: Clients have the option of investing physically or digitally, depending on their level of comfort.
Monitoring and Review: The portfolio is reviewed as per clients expectation or bi-annually. Profit booking, rebalancing and changes to the portfolio are suggested as per market scenario.
Growth during the COVID Pandemic
The visionary leader asserted, “Covid 19 situation impacted various industries, but it brought a positive impact for our Industry. During that time, we promoted awareness campaigns like “Once in a Lifetime Offer in Stock Market and Mutual Funds” and helped clients believe that the right plan implemented at the right moment can be successful.
Our 17 years of experience in the financial industry have been beneficial to our clients because of these skills. Our clients were given the right advice to invest any extra funds as the stock market provided a lucrative opportunity and valuation, and many new clients who were added during that time period made phenomenal profits.”
Ambitious Leaders Behind Assets Banking
Pawan Agarwal – Managing Director & CEO
The man behind the idea, Pawan Agarwal, Managing Director & CEO of Assets Banking, is skilled in managing a broad portfolio of client assets and has more than 17 years of expertise in investment portfolio management with Citibank and HDFC Bank. He has a profound understanding and appreciation for the fundamental principles of business, such as monetary status, teamwork, and the capacity to act swiftly and decisively under pressure.
He has put together a collection of appropriate and suitable products that are applicable to any requirement of a Defense officer after performing an analytical study as to the fundamental requirements of Officers through participation in various officers’ and veterans’ meetings. He has experience in managing the financial portfolio needs of corporations, military institutions, and trusts.
Ramesh Agarwal – Certified Financial Planner & Director
Designated as Director and Senior Financial Analyst at Assets Banking, Ramesh Agarwal holds over 10 years of expertise in Equities and Derivatives and is a Certified Financial Planner. In his current position, Mr. Ramesh has to be considerably more conscious of how the domestic and international markets’ social, political, and technological environments are changing.
Changes in government and social policies are significant concerns for the equity market. Such developments require adroit changes to the way the organisation thinks about its work. With a specialised team, Mr. Ramesh Agarwal is efficiently handling the Delhi and North India business operations.
Rajesh Agarwal – Research Analyst & Director
Another leading man, Rajesh Agarwal, Director and Research Analyst at Assets Banking, has experience of a research analyst for ten years. He manages a stock portfolio and specialises in research analysis of stocks and mutual funds. His primary focus is on doing financial forecasts, analysing financial data, reviewing operational indicators, and developing financial models for decision-making.
He also oversees the management and administration of corporate operations. Numerous quick decisions must be made during planning. He decides on a strategy with his team to assist a business in achieving its objectives. He must therefore possess the ability to carefully consider all available facts about the scenario.
Lieutenant General S.S. Jog, PVSM, AVSM, SM, VSM (Retd) – Advisory Director
Lt Gen S.S. Jog is a seasoned professional with 40 years of diversified and committed experience in HR Development, Administration, Training, Education, and Combat in areas of Jammu & Kashmir and Northeast India that are prone to counter insurgency. He holds certifications in disaster management and human rights from the Management Development Institute (MDI), Gurgaon; postgraduate degrees in industrial and personnel relations from the University of Mumbai; and independent corporate directorship from IGNOU, New Delhi.
He graduated from the famous National Defence College, the Rashtriya Indian Military College (RIMC), the National Defense Academy (NDA), the Indian Military Academy (IMA), and the Defence Services Staff College (DSSC) (NDC). Through his leadership and cumulative expertise, he gives Assets Banking crucial insights and strategic direction. His wife Mrs. Sanjana Jog runs an NGO for the Welfare of the Defense Service Personnel and their families.
RAdm Sanjay Vadgaokar, NM (Retd) – Advisory Director
A seasoned professional with 37 years of diversified and dedicated experience in training, technical expertise in aviation, and human resources development, RAdm Sanjay Vadgaokar was commissioned as an Aviation officer in the Indian Navy in 1975. He was a distinguished helicopter pilot and qualified flight instructor who commanded 3 frontline ships, an air squadron and an Air Station.
As the Flag Officer of Naval Aviation in Goa and the ACNS (Air) in Delhi, he oversaw Naval Aviation and ordered aircraft for the Indian Navy. From 1997 to 2000, he also served as the defence attaché at the Indian Embassy in
Tokyo. He graduated from the esteemed NDA and NDC. On retirement, he has since worked as a consultant in the corporate sector for 6 years and now plays a leadership role in Assets Banking.
Col Vikram Karande (Retd) – Business Head Advisory
Playing a significant role in the business advisory at Assets Banking, Col Vikram Karande was commissioned in the Army Ordnance Corps in Dec 1985. He has worked in numerous fields and peace organisations across the nation, supporting the Army’s logistics. He has experience in supply chain management and is a qualified materials manager. He has a rich experience of 33 years in the Army. Being a retired Army officer, he is familiar with the financial needs and risk tolerance of defence officials. He is connected to Assets Banking as a Business Head Advisory after leaving the Army.
A Glimpse of Assets Banking’s Achievements and Future Outlook
While moving on its growth path, the corporation got recognised by Head Quarter Southern Command, Pune and AG Branch, Manekshaw Delhi. Additionally, they received a radio interview invitation from 94.3 FM to discuss the importance of financial education initiatives and Zee Business Channel’s efforts to educate investors about fraudulent investment advisors and activities.
They also had the chance to host financial seminars for the Dakshin Maharashtra Sub Area in Pune, the Army Wife Welfare Association in Pune, the College of Defence Management in Secunderabad, and the Headquarters Army Western Command in Chandigarh.
Assets Banking has grown many folds by word of mouth and with great credibility in wealth management field. The key strength of the company is their clients, who always support them in their Growth. The foundation of the company was taken in Pune; later, it expanded to Delhi. Now, the future plan is to expand its operation into various cities like Hyderabad, Bangalore, Chandigarh, Kolkata, Dubai, etc.
Giving Back to the Community
Assets Banking is proud to associate with Defence establishments as Financial Portfolio Managers. Few recognisable names are Paraplagic Rehabilitation centre and Queen Mary’s Technical Institute, Pune. They conduct various financial lectures and spread awareness of the importance of financial investments and savings among corporations and defence organisations. We would also like to congratulate Indian Army for celebrating 75th Army Day on 15th Jan 2023 in honor of Field Marshall KM Cariappa.
